Investor Red Flag Database

InvestorJustice.org maintains a continuously updated record of entities, jurisdictions, and practices posing heightened investor risk.

Each listing links to a full advisory summarizing the evidence, structural issues, and jurisdictional context.

This database is provided for educational and transparency purposes. Investors should perform their own due diligence before engaging with any financial product or platform.

🌍 Jurisdictions

Active Advisories

Switzerland — Lack of transparency in enforcement, sealed judicial rulings, and permissive regulatory posture allowing offshore entities to operate without meaningful oversight.
Status: Active InvestorJustice Advisory — Read full report →
Cayman Islands — Minimal consumer protections; offshore corporate structures that shield parent companies from accountability.
Status: Active InvestorJustice Advisory — Read full report →

Under Review (Pending)

Bulgaria — Opaque incorporation processes used by several high-risk crypto lenders.
Status: Due diligence underway.
Seychelles — Base of operation for multiple derivatives and leverage exchanges.
Status: Pending jurisdictional review.

🏦 Companies

Active Advisories

Nexo — Subject of published advisory detailing systemic APR misrepresentation, unlawful liquidation mechanics, and jurisdictional evasion through entities in Switzerland and the Cayman Islands.
Status: Active InvestorJustice Advisory — Read full report →

Under Review (Pending)

YouHodler SA (Switzerland) — Similar risk structure to Nexo; user-reported auto-liquidations and margin-based “credit line” confusion.
Status: Comparative risk analysis in progress.
Bitget / BitMEX (Seychelles) — Offshore leverage venues with minimal KYC, withdrawal opacity, and weak investor recourse.
Status: Policy alignment assessment.

⚠️ Product Structures

Active Advisories

Crypto “Credit Lines” marketed with APR references — Misleading consumer perception of amortized credit terms where collateral liquidation is possible. This practice was central to the Nexo case and is detailed in the full advisory.
Status: Confirmed misrepresentation risk — Read related report →

Under Review (Pending)

Custodial “Earn” products — Unclear risk transfer to users; several under active enforcement globally.
Status: Ongoing investigation.
Token-backed lending platforms — Weak margin transparency; high risk of cascading liquidations.
Status: Structural risk analysis in progress.

🧭 About the Database

InvestorJustice.org identifies and documents structural risks that create practical investor harm — even when those risks do not fit neatly within existing regulatory frameworks.

Listings are based on publicly verifiable information, official filings, or documented market behavior that raises serious concerns about transparency, fairness, or accountability.

Entries are periodically reviewed. Additional jurisdictions, entities, or product categories may be added as new advisories are published.