![[PDF] DFPI APR Misrepresentation - Case 2025-000001](https://cdn.mymidnight.blog/14d9e8007c9b41f57891c48e07c23f57/2025/10/IMG_5212-2.png)
[PDF] DFPI APR Misrepresentation - Case 2025-000001
Outlines how Nexo’s language misled users by describing a margin-based product as a “fixed APR credit line.” Supports misrepresentation and consumer protection claims under Swiss and U.S. law.
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![[PDF] DFPI Risk Assessment Failure - Case 2025-000001](https://cdn.mymidnight.blog/14d9e8007c9b41f57891c48e07c23f57/2025/10/IMG_5212-3.png)
[PDF] DFPI Risk Assessment Failure - Case 2025-000001
Shows Nexo’s failure to assess investor suitability or risk tolerance before placing them into high-risk leveraged products. Supports legal arguments under FINMA and SEC standards, especially concerning retirement-age investors and vulnerable parties.
![[PDF] DFPI APR Evidence - Case 2025-000001](https://cdn.mymidnight.blog/14d9e8007c9b41f57891c48e07c23f57/2025/10/IMG_5212-4.png)
[PDF] DFPI APR Evidence - Case 2025-000001
Documents forensic screenshot evidence showing Nexo’s misrepresentation of APR-based lending while hiding margin liquidation risks. Demonstrates consumer deception with timestamped, hash-verified evidence, extremely valuable for journalists, regulators, and potential co-claimants.
![[PDF] DFPI Accredited Investor Reference - Case 2025-000001](https://cdn.mymidnight.blog/14d9e8007c9b41f57891c48e07c23f57/2025/10/IMG_5212-5.png)
[PDF] DFPI Accredited Investor Reference - Case 2025-000001
Explains the definition and limits of “accredited investor” status under SEC Rule 501. Clarifies that accreditation is not immunity from misrepresentation or lack of disclosure. Directly rebuts the argument that being “accredited” nullifies claims of elder or consumer financial abuse.
Open Letter to the U.S. Securities and Exchange Commission (SEC) - Case 2025-000001
A U.S. investor harmed by Nexo’s liquidation practices calls on the SEC to act on cross-border abuse. Despite past enforcement against Nexo’s Earn Interest Product, other high-risk offerings remain unaddressed—leaving retirement-age victims exposed and unprotected.
Open Letter to FINMA: Enforce the SEC–FINMA MOU and Restore Investor Trust - Case 2025-000001
A retirement-age U.S. investor calls on FINMA to uphold its cross-border regulatory duty under the SEC–FINMA Memorandum of Understanding following unlawful financial harm tied to Nexo AG.
Retirement-Age Investors Should Not Be Exposed to Liquidation: My Story, and a Call to FINMA - Case 2025-000001
A retirement-age investor lost everything in a high-risk Nexo account. This is a plea for urgent oversight, justice, and reform.
Weaponizing Procedure: How Legal Formalism Harms Elderly Claimants - Case 2025-000001
Strict procedural formalism can be exploited to delay, deny, or exhaust vulnerable claimants—especially elderly investors. This article exposes how legal tools meant to ensure fairness are turned against those least equipped to withstand delay.
When Retirement Meets Leverage: The Nexo Trap - Case 2025-000001
A San Diego retiree lost over $3M in life savings after Nexo misrepresented a high-risk crypto margin account as a stable loan. A case study in investor harm and legal asymmetry.
Why We Launched InvestorJustice.org
A short statement about why InvestorJustice.org exists: to expose harm against vulnerable investors and stand against systemic abuse in the name of public truth.