Financial misrepresentation doesn’t just drain accounts, it steals years. Lost time, lost stability, and lost peace of mind can never be repaid. For many harmed investors, especially retirees, the real cost isn’t money. It’s the life that could have been lived instead.
Offshore entities may look complex, but they’re mostly paperwork. Real operations, decision-making, and consumer harm occur onshore giving regulators clear jurisdiction. Offshore labels aren’t barriers; they’re signals pointing to where misconduct actually happens.
Terms of Service are structurally incompatible with senior protection. Older investors rely on marketing, not legal fine print and predatory platforms exploit that gap. Regulators must stop treating ToS as sufficient disclosure when seniors face disproportionate risk and diminished capacity.
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