As 2025 ends, regulators go quiet but for retirement-age investors facing unresolved harm, that silence feels like abandonment. Time isn’t neutral. And when oversight pauses, vulnerable consumers pay the price. Justice shouldn’t wait for the calendar to turn.
A quiet Christmas message from InvestorJustice.org: Some consumers are still waiting. For records. For truth. For resolution. On nights like this, we remember justice is a process, but silence still hurts. Let this season be a reminder: the vulnerable don’t pause just because the calendar does.
Regulators already have the authority to prioritize cases involving retirement-age investors, they simply need to use it. Faster harm, limited recovery time, and offshore evasion make senior cases urgent. Vulnerability isn’t a loophole; it’s a mandate for action.
Fine-print fraud lets platforms advertise bold promises while burying contradictions in dense legal text consumers will never read. This tactic misleads investors, especially retirees, and cannot be cured by disclaimers. When marketing deceives, fine print becomes evidence of misconduct.
Terms of Service are structurally incompatible with senior protection. Older investors rely on marketing, not legal fine print and predatory platforms exploit that gap. Regulators must stop treating ToS as sufficient disclosure when seniors face disproportionate risk and diminished capacity.
InvestorJustice.org warns investors to avoid Nexo. Evidence shows misuse of APR, refusal of lawful records requests, jurisdictional evasion, and deletion of key Terms of Service clauses, leaving investors, especially seniors, without accountability.
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